XTB Online Investing

XTB is a trusted global financial institution serving over 2 million clients worldwide. The platform combines investments, savings solutions, and everyday money management in a single ecosystem. Users can access stocks, ETFs, and personalized Investment Plans while earning interest on uninvested funds—all from one convenient app. XTB is designed to help money work efficiently, whether building long-term wealth or managing daily finances.

Commission-Free Investments

XTB offers access to over 5,000 stocks and ETFs across 16 major exchanges worldwide. Investments are commission-free for monthly turnover up to 100,000 EUR, allowing users to build diversified portfolios efficiently. Beyond this limit, a small fee applies, ensuring transparent pricing.

Savings Solutions

Investment Plans – Regularly set aside small amounts and invest passively toward goals such as travel, retirement, electronics, or property.

Interest on Free Funds – Uninvested funds earn daily interest, paid monthly, ensuring capital growth while waiting for the right investment opportunity.

Everyday Money Management

XTB’s eWallet and multi-currency card offer flexible financial management. Features include contactless ATM withdrawals worldwide, instant currency exchange, fast transfers, and convenient mobile payments, allowing users to access funds wherever they are.

Security and Safety

XTB employs Two-Factor Authentication (2FA) via SMS to protect accounts. Deposits and withdrawals are secured through credit/debit cards, PayPal, Skrill, and Neteller. Transfers between sub-accounts or withdrawals to personal bank accounts are safe, secure, and instant.

Education and Training

Free Training Account – Test strategies and ideas without risking real money.

Webinars and Tutorials – Hundreds of hours of educational content covering investing strategies, risk management, and market analysis for beginners, intermediate, and advanced users.

Market Insights and Tools

XTB provides up-to-date market news and professional analysis from an award-winning research team. Advanced charts, over 35 technical indicators, multiple chart types, and drawing tools help identify investment opportunities efficiently.

24/5 Customer Support

XTB offers multilingual support in 18 languages, available 24 hours a day while markets are open, via chat, email, or phone, ensuring clients receive assistance whenever needed.

FAQs

Q1: What investments can I access with XTB?

A: XTB offers over 5,000 stocks and ETFs from 16 major global exchanges, with commission-free trading for monthly turnover up to 100,000 EUR.

Q2: How do XTB’s savings solutions work?

A: Users can create Investment Plans for regular passive investing or earn interest on uninvested funds, calculated daily and paid monthly.

Q3: Is XTB secure for deposits and withdrawals?

A: Yes. XTB uses 2FA for extra security, supports deposits via cards or e-wallets, and allows safe withdrawals to bank accounts or sub-accounts.

Q4: Can beginners learn to trade with XTB?

A: Absolutely. XTB provides a free training account, educational videos, webinars, and tutorials ranging from beginner to expert levels.

Q5: What tools does XTB provide for market analysis?

A: The app features advanced charts, 35+ indicators, drawing tools, multiple chart types, and professional market analysis from an award-winning research team.