Cardtonic: Virtual & Gift Card

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Developed in Nigeria and originally released in English, Cardtonic: Virtual & Gift Card App is an all-in-one platform trusted by over a million users for secure, high-value digital transactions.

Cardtonic bridges the gap between individuals and businesses looking to buy or sell gift cards, manage international payments with virtual dollar cards, and handle everyday financial tasks like bill payments or mobile top-ups. 

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Virtual USD Cards for International Payments

Get access to low-fee virtual Visa or Mastercard USD cards, ideal for Nigerians and Ghanaians looking to pay for online subscriptions, software, or international purchases without rejection or currency restrictions.

Sell Gift Cards in Nigeria & Ghana 

Redeem popular global gift cards for instant Naira or Cedi payouts. Whether you're offloading unused cards or accepting gift cards as payments, Cardtonic offers top-tier exchange rates and fast conversion for platforms like Amazon, Steam, Apple, and more.

Buy 14,000+ Gift Cards Instantly 

Access thousands of branded gift cards across categories—tech, retail, entertainment, and food. Buy Apple, Google Play, Xbox, and dozens more at discounted prices and use them directly for purchases or gifting.

Bill Payment & Mobile Top-Up Services 

Settle your airtime, data, electricity, TV subscriptions, and even betting account top-ups all from within the app. Enjoy discounted rates on essentials and save while staying connected.

Tech Gadget Marketplace in Nigeria 

Buy gadgets like smartphones, laptops, AirPods, and accessories at competitive rates. Devices are covered by warranty (T&Cs apply) with reliable nationwide delivery across Nigeria.

-------✦ COUNTRY OF ORIGIN AND LANGUAGE ✦------

Country: Nigeria 

Original Language: English

-------✦ RECOMMENDED AUDIENCES ✦------

Perfect for freelancers, digital shoppers, resellers, and anyone across Africa in need of reliable currency options, discounted gift cards, or utility management.

If you want to pay globally, trade safely, or access a tech shop from your pocket, Cardtonic makes it possible—with real people offering 24/7 support when you need it.

Frequently Asked Questions (FAQ):

Q: How do I get a virtual USD card? 

A: Register in the app and choose from available card options. You’ll receive a virtual Visa or Mastercard linked to your wallet.

Q: Can I sell gift cards instantly for cash? 

A: Yes. Upload your card, confirm its value with the in-app calculator, and receive payout in Naira or Cedis quickly.

Q: Is Cardtonic available in Ghana? 

A: Absolutely. Ghanaians can sell or buy gift cards and fund wallets via MoMo, with local support for Cedis.

Q: Can I track live gift card rates? 

A: Yes, the rate calculator allows you to check up-to-date gift card values across supported brands.

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Contact us at the following sites if you encounter any issues:

Official Website: Here

Email: support@cardtonic.com / premium@thetonictech.com (Developer)

Phone number: +2347060502770 / +234 706 050 2770 (Developer)

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Version History 

v4.2.3 — 22 Jun 2025

In this version, we updated KYC to make the app more secure. We also fixed some minor bugs and improved features you already know and love!