Affirm: Buy now, pay over time

-------✦ INTRODUCTION ✦------

Affirm: Buy now, pay over time is a flexible payment app that gives you the power to split purchases into manageable installments online, in stores, or directly in the app. 

With no hidden fees, credit impact-free applications, and access to deals and 0% APR offers, Affirm makes it easy to stay in control of your budget. 

--------✦ KEY FEATURES ✦------

Flexible Payment Plans:

This key feature allows users to split eligible purchases into easy biweekly or monthly payments, with loan terms tailored to your budget sometimes even with 0% APR.

Affirm Card™ Access:

This key feature allows eligible customers to request and use a physical Visa card, accepted nationwide. You can request a payment plan before or after making a purchase.

Instant Purchasing Power Overview:

This key feature allows you to see your estimated purchasing power upfront in the app, helping you plan before you shop.

Exclusive Deals & Offers:

This key feature allows users to browse exclusive promotions, 0% APR offers, and discounts from popular partner brands.

AutoPay & One-Time Payments:

This key feature allows you to schedule AutoPay for consistent repayment or make early and one-time payments directly in the app for greater flexibility.

No Hidden Fees:

This key feature allows users to shop without worrying about late fees, annual fees, or prepayment penalties transparency is built into every loan.

In-App Loan Management:

This key feature allows you to manage all active loans, view upcoming payments, and review your transaction history within a single dashboard.

Secure and Easy to Use:

This key feature allows you to apply for loans or payment plans without a hard credit check and use Affirm's secure payment system integrated with major stores.

--------✦ COUNTRY OF ORIGIN AND LANGUAGE ✦------

Country: United States

Original Language: English

--------✦ RECOMMENDED AUDIENCES ✦------

The Affirm app is recommended for users in the U.S. who want flexible, transparent financing options when shopping online, in-store, or through their mobile devices. 

It is especially useful for budget-conscious shoppers, frequent online buyers, or those looking to spread out larger purchases without hidden fees or surprises.

Frequently Asked Questions (FAQ) :

Q: What is the Affirm Card and how does it work?

A: The Affirm Card is a Visa debit card that lets eligible users request pay-over-time plans for purchases made anywhere Visa is accepted in the U.S.

Q: Does using Affirm affect my credit score?

A: No, applying for Affirm or checking your purchasing power does not impact your credit score.

Q: How do I know if I qualify for a payment plan?

A: Eligibility is determined at the time of purchase and may depend on the amount, your history with Affirm, and other factors.

Q: Are there any fees for using Affirm?

A: Affirm does not charge hidden fees, annual fees, or late fees. All interest and payment terms are disclosed upfront.

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Contact us at the following sites if you encounter any issues:

Official website: here

Email: help@affirm.com

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Version History

V3.363.0--------- 23 Jun 2025

Bug fixes and improvements.